I started my first business in 1984 because trying to get a real job was more challenging than I expected.
Thirty years ago we diabetics were a blot on the company health plan. For three decades my life assurance premiums have been massively loaded because I was not expected to make 65. I am now stunned to see that, on the off chance that I do actually reach 65, my “pension” is based on my living as long as a real person. No benefit for early departure. I am overjoyed. I get to lose both ways.
This got me to thinking about health issues in our context as business owners. Search Google for pages on sick entrepreneurs and you are not spoiled for choice. The few articles you find talk about giving staff sick days, or about how we self-employed folk have no option but to take two Disprin and get on with it. Noble indeed, but not the way one feels a few days after one of the kids has brought avian flu home from school.
Thinking that searching for entrepreneurial health might offer better results I find that those items do not focus on us as people so much as they focus on the public health of entrepreneurship. Or they focus on the risks in our businesses.
Nobody is talking about us small business owners as humans, subject to even more malaise than afflicts those fine folk who get two weeks of paid sick leave each year.
Almost nothing on how long term illness might impact our businesses. I know first hand how much it affects our chances of employment, so I suspect that we are, as a group, more ill than the gainfully employed.
As a result I am happy to welcome April each year. There is not nearly as much guilt in taking time off on public holidays as there is in trying to survive pneumonia. And April sure is loaded with days off.
Maybe we should do what the Norwegians do? They all take August off. The country effectively closes down to celebrate their few weeks of summer. There is even a moratorium on monthly repayments. Lets close SA down for April. Maybe we can also have all the strikes during April as well so we can be open for the rest of the year. And if everyone could take their sick leave in April as well it would be like multi-tasking.
Have a wonderful Easter and/or Pesach.
I still have seats available for the CrashProof your Retirement Seminars in May. I am running this seminar because a survey of PetesWeekly readers a few years ago showed that more than 90% of us had almost zero funds to retire on. There are bunch of things we can still do to get round this.
Please go here to book your seat and take the $50 discount (When you check out enter the code EARLYBIRD.)
Cape Town - May 13, 6pm – Belmont Square Conference Centre, Rondebosch
Durban - May 19, 6pm – Riverside Conference Centre, Durban North
Sandton - May 21, 6pm – Balalaika Conference Centre, Sandton